Toptip Save money on your travels by using buses rather than planes or trains; eat out at lunchtime, when restaurants are more likely to offer deals and set menus; head to lesser-known places Seeminglyinconsequential savings do, in fact, add up. 2. Reduce larger expenses. These recommendations are decidedly more painful. If you smoke, for instance, take steps to quit. Don't buy season Hereare some tips for saving money on energy. Turn the heat down (or the AC up) when it’s nighttime or when you’re gone for the day. Make sure to turn the lights off if no one is in the room. Keep shades open in the winter to allow the sun to heat the house. Keep shades down in the summer to help the house stay cool. Todaywe're diving into some helpful money-saving tips to help build up your savings and reach your goals this year. 1. Pay off your debt. To work on building up your savings, you have to first Saving& Budgeting. Setting budgets and building savings can help you meet financial goals. Get strategies and tips to better manage your money. Budgeting Tips Emergency Savings Family & Money Saving Strategies Smarter Spending Travel & Entertainment. . 7 Make use of student discounts. High school students can get lots of discounts on items with their student IDs, usually around 10 or 15 percent off. Nike, Urban Outfitters, Apple and Adobe are Getsmart with your beverages. 5. Change your energy provider. 6. Spread your weekly shop. Turning off appliances at the power point could save up to $240 a year. 1. Firstthings first, when it comes to knowing how to save money, you need to have an accurate picture of your finances. Then, it’s time to set up a spreadsheet and start listing all your regular expenditures. Start with regular bills, rent or mortgage payments and then add any debts and your spending on food and other essentials. 5 Don’t miss the enrollment deadline. The easiest way to save money in college – and potentially a lot – is to make sure you don’t miss the enrollment deadline for any courses you need to take. I have met someone who had to study a whole extra year and pay an extra $30k, just because they overslept and could not get into the last class 1 Take the 1p savings challenge “This is all about scale over a year! Save one penny on day 1, 2p on day 2, 3p on the third day and so on. After 365 days you could end up with

5 tips on how to save money